Comments on: BANK OF AMERICA SUCKS! http://sandrarose.com/2008/03/17/bank-of-america-sucks/ Thu, 05 Nov 2009 16:26:56 +0000 http://wordpress.org/?v=2.3.1 By: nautilus http://sandrarose.com/2008/03/17/bank-of-america-sucks/#comment-16337 nautilus Tue, 18 Mar 2008 17:04:19 +0000 http://sandrarose.com/2008/03/17/bank-of-america-sucks/#comment-16337 I used to work for them. I know their in's and out's. I know that they cater according to the size of someones average balance, and don't really care to lose customers who have smaller accounts. I wasn't proud to work for them, I quit working for them and hate banking with them. I am glad you aired them out on here Sandra, it's a very warranted warning. I used to work for them. I know their in’s and out’s. I know that they cater according to the size of someones average balance, and don’t really care to lose customers who have smaller accounts. I wasn’t proud to work for them, I quit working for them and hate banking with them. I am glad you aired them out on here Sandra, it’s a very warranted warning.

]]> By: brdnbutta http://sandrarose.com/2008/03/17/bank-of-america-sucks/#comment-16259 brdnbutta Tue, 18 Mar 2008 14:54:51 +0000 http://sandrarose.com/2008/03/17/bank-of-america-sucks/#comment-16259 Sandra Rose Says: Even if you close your account, BofA will still pay the merchant as long as they keep billing your closed account ***********************************************************Dang Sandra That is absolutely foul! The credit union I used to work with never paid attempted debits on a closed account and we actually advised our accountholders to close their accounts and open new ones to stop the charges from reoccuring. I've told my parents for years to close out their BOA account, anyways good luck to you in getting the issue handled Sandra Rose Says:
Even if you close your account, BofA will still pay the merchant as long as they keep billing your closed account
***********************************************************Dang Sandra
That is absolutely foul! The credit union I used to work with never paid attempted debits on a closed account and we actually advised our accountholders to close their accounts and open new ones to stop the charges from reoccuring. I’ve told my parents for years to close out their BOA account, anyways good luck to you in getting the issue handled

]]> By: ursmyle4me http://sandrarose.com/2008/03/17/bank-of-america-sucks/#comment-16165 ursmyle4me Tue, 18 Mar 2008 00:27:05 +0000 http://sandrarose.com/2008/03/17/bank-of-america-sucks/#comment-16165 Thanks for posting this, Sandra. I just thought I would offer my small piece of advice for other people who purchase online a lot: I have always used a pre-paid debit card for my purchases online. That way, they can only take what I put on there. I have learned in the past when I purchase things that offer flexible payments, or things that have trial days, or even bill collectors that I don't want to give access to all of my "lil" money. When bill collectors wants a post dated check, I give them the pre-paid card info, and as much as they try, they can not take anything but what I put on there. It has worked for me for years, and it also gives me a piece of mind, when I purchase online. The best pre-paid is netspend. You can go on their website and read about them. I have two cards, one for serious purchases, and one for BS. The one for BS is when I purchase "30 day trial" stuff and cancel and they try and charge anyways. I love the card and recommend it for anyone making large purchases. The card can hold $5000 at a time, and you can go just about anywhere and put money on it. Thanks again Sandra Thanks for posting this, Sandra. I just thought I would offer my small piece of advice for other people who purchase online a lot:

I have always used a pre-paid debit card for my purchases online. That way, they can only take what I put on there. I have learned in the past when I purchase things that offer flexible payments, or things that have trial days, or even bill collectors that I don’t want to give access to all of my “lil” money.

When bill collectors wants a post dated check, I give them the pre-paid card info, and as much as they try, they can not take anything but what I put on there.

It has worked for me for years, and it also gives me a piece of mind, when I purchase online.

The best pre-paid is netspend. You can go on their website and read about them. I have two cards, one for serious purchases, and one for BS. The one for BS is when I purchase “30 day trial” stuff and cancel and they try and charge anyways. I love the card and recommend it for anyone making large purchases. The card can hold $5000 at a time, and you can go just about anywhere and put money on it.

Thanks again Sandra

]]> By: brwnsugga4you http://sandrarose.com/2008/03/17/bank-of-america-sucks/#comment-16144 brwnsugga4you Mon, 17 Mar 2008 23:19:39 +0000 http://sandrarose.com/2008/03/17/bank-of-america-sucks/#comment-16144 i stopped using them a few years ago. once i found out that they would hold a direct deposit...and if you hand any pending transactions they would let the transactions go through be for the deposit took place so they can charge you all of those unavailable funds fees (ridiculous). so even though they knew the deposit was coming they would still get their money off the top. this bank is the worst out of all the banks. i've had washington mutual, wachovia...and they are not 1/2 as bad as this bank. i hope you find a way to get your money. but, if i were you i would close all of my d*mn acounts with them. i stopped using them a few years ago. once i found out that they would hold a direct deposit…and if you hand any pending transactions they would let the transactions go through be for the deposit took place so they can charge you all of those unavailable funds fees (ridiculous). so even though they knew the deposit was coming they would still get their money off the top. this bank is the worst out of all the banks. i’ve had washington mutual, wachovia…and they are not 1/2 as bad as this bank.

i hope you find a way to get your money. but, if i were you i would close all of my d*mn acounts with them.

]]> By: NaturalFromHead2Toe http://sandrarose.com/2008/03/17/bank-of-america-sucks/#comment-16140 NaturalFromHead2Toe Mon, 17 Mar 2008 23:09:39 +0000 http://sandrarose.com/2008/03/17/bank-of-america-sucks/#comment-16140 Oh and another thing, I bank with Wachovia and I like them. I had to open a student account on-line with Wachovia because of BofA screwing me up and putting me in the check system. I'm not a student but I applied as one and got an account. Oh and another thing, I bank with Wachovia and I like them. I had to open a student account on-line with Wachovia because of BofA screwing me up and putting me in the check system. I’m not a student but I applied as one and got an account.

]]>