Comments on: BANK OF AMERICA SUCKS!

By: nautilus

nautilus — Tue, 18 Mar 2008 17:04:19 +0000

I used to work for them. I know their in’s and out’s. I know that they cater according to the size of someones average balance, and don’t really care to lose customers who have smaller accounts. I wasn’t proud to work for them, I quit working for them and hate banking with them. I am glad you aired them out on here Sandra, it’s a very warranted warning.

By: brdnbutta

brdnbutta — Tue, 18 Mar 2008 14:54:51 +0000

Sandra Rose Says:
Even if you close your account, BofA will still pay the merchant as long as they keep billing your closed account
***********************************************************Dang Sandra
That is absolutely foul! The credit union I used to work with never paid attempted debits on a closed account and we actually advised our accountholders to close their accounts and open new ones to stop the charges from reoccuring. I’ve told my parents for years to close out their BOA account, anyways good luck to you in getting the issue handled

By: ursmyle4me

ursmyle4me — Tue, 18 Mar 2008 00:27:05 +0000

Thanks for posting this, Sandra. I just thought I would offer my small piece of advice for other people who purchase online a lot:

I have always used a pre-paid debit card for my purchases online. That way, they can only take what I put on there. I have learned in the past when I purchase things that offer flexible payments, or things that have trial days, or even bill collectors that I don’t want to give access to all of my “lil” money.

When bill collectors wants a post dated check, I give them the pre-paid card info, and as much as they try, they can not take anything but what I put on there.

It has worked for me for years, and it also gives me a piece of mind, when I purchase online.

The best pre-paid is netspend. You can go on their website and read about them. I have two cards, one for serious purchases, and one for BS. The one for BS is when I purchase “30 day trial” stuff and cancel and they try and charge anyways. I love the card and recommend it for anyone making large purchases. The card can hold $5000 at a time, and you can go just about anywhere and put money on it.

Thanks again Sandra

By: brwnsugga4you

brwnsugga4you — Mon, 17 Mar 2008 23:19:39 +0000

i stopped using them a few years ago. once i found out that they would hold a direct deposit…and if you hand any pending transactions they would let the transactions go through be for the deposit took place so they can charge you all of those unavailable funds fees (ridiculous). so even though they knew the deposit was coming they would still get their money off the top. this bank is the worst out of all the banks. i’ve had washington mutual, wachovia…and they are not 1/2 as bad as this bank.

i hope you find a way to get your money. but, if i were you i would close all of my d*mn acounts with them.

By: NaturalFromHead2Toe

NaturalFromHead2Toe — Mon, 17 Mar 2008 23:09:39 +0000

Oh and another thing, I bank with Wachovia and I like them. I had to open a student account on-line with Wachovia because of BofA screwing me up and putting me in the check system. I’m not a student but I applied as one and got an account.

By: NaturalFromHead2Toe

NaturalFromHead2Toe — Mon, 17 Mar 2008 22:56:17 +0000

I absolutely hate BofA. I’m in the check system behind them fools. They were also stealing money out of my account. In fact, they were stealing money from quite a few people I know. Thieves!!!

By: srv

srv — Mon, 17 Mar 2008 22:53:29 +0000

Damn SR,
Hi by the way!! Anyhow, I bank with BOA and I actually love my account. I had someone purchase 300 worth of pizzas on my account and they promptly refunded my money. Another time, I went to purchase something off Newegg.com (which has the best deals on electronics by the way) and they sent me to this verifcation screen as a security precaution. Not so bad right. I agree with you though, because if something like this had happened to me, I’d be pissed!

By: Windycitychick

Windycitychick — Mon, 17 Mar 2008 22:20:47 +0000

Sandra Rose: But quite a few blogs use their service. You probably will never do business with them if you don’t own a blog.
———————

I actually do have one…but I may have an idea now

By: BayArea

BayArea — Mon, 17 Mar 2008 20:05:49 +0000

Sandra: Good thing it expires next month. I would have gone the lost or stolen route, in order to get everything halted.

By: Richie Domino

Richie Domino — Mon, 17 Mar 2008 19:39:34 +0000

-after thought-

For those who don’t have one yet get a PayPal account. You can transfer money from your checking into your PayPal and just use your PayPal to make online purchases. PayPal also has a debit card.