- Get $1,000 for every American child born between January 1, 2025 and December 31, 2028
- The account is fully in your child’s name, and you are the sole custodian until they turn 18
- Your baby could become a millionaire by age 18
One year ago, President Donald Trump signed the One Big Beautiful Bill Act into law. The law included Trump investment savings accounts for newborns.
“For the first time ever we’re going to give every newborn American child a financial stake in the future,” Trump said.
Trump Accounts officially launched today, July 4, 2026. Trump Accounts are tax-deferred investment savings accounts for eligible newborns to invest in their future. The U.S. Treasury will deposit a $1,000 federal contribution into each account to help them start saving for the future.
That $1,000 cannot be touched until the beneficiary turns 18. The money will be invested in the stock market.
Complete form 4547 to apply for a Trump Account for each of your eligible children.
According to the U.S. Treasury, 1.4 million accounts have already been approved.
To qualify, your baby must be a U.S. citizen born between Jan. 1, 2025, and Dec. 31, 2028 and have a Social Security number.
Rapper Nicki Minaj vowed to invest hundreds of thousands of dollars to support her fans’ children.
JPMorgan Chase, Intel, Bank of America and other financial institutions have pledged to match the government’s initial $1,000 deposit for each child.
Additionally, Dell CEO Michael Dell and his wife, Susan, will give $250 to the first 25 million children age 10 and under living in ZIP codes with median incomes below $150,000.
Your child’s Trump Account could potentially have a balance of over $5,000 in 2026.
Parents, family members, and others can contribute up to $5,000 per year to the account.
The account is fully in your child’s name when you apply. Parents can be the sole custodian of the account until your child is 18. The investment account will be managed in low-cost U.S. equity index funds.