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YouTube

Kevin, aka BandmanKevo, is a self-made millionaire who shares his secrets to success on his YouTube channel.

Of course, with any advice that you find on the Internet, you should proceed carefully. Free credit advice is usually never free. There's always a catch.

In this video, Kevin shares tips on how to raise your credit score quickly and legally.

Your credit score increases if you utilize less than 10% of your credit limit. Meaning, if you have a credit card with a $20,000 limit, you should only spend $2,000. Banks look at everything. They look at how much credit you have and how you utilize it.

If you spend over $2,000 of your $20,000 credit limit on one card, the bank thinks you need the money. As dumb as it sounds, bankers don't lend money if they think you need it.

Check out Kevin's video.
 

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