In some cultures, when someone dies their debts are forgiven. But not in the United States. American Express has filed a creditor's claim against Nipsey Hussle's estate - basically taking food out of his children's mouths.

American Express bosses filed a creditor's claim against the slain rapper's estate in an effort to reclaim almost $50,000 in charges.

Hussle, 33, was gunned down outside his clothing store in March. The shooter, former gang banger Eric Holder, 29, is in jail without bond awaiting trial.

American Express bosses claim Hussle died leaving behind a large bill - and they want their cash.

Legal documents obtained by The Blast note: "The Decedent purchased goods and/or services in the amount of $46,930.67." The credit card giant is asking the court to freeze the estate's bank accounts until the debt is paid.

As The Blast first reported, Nipsey's brother, Blacc Sam, filed documents asking to be named the administrator of the late rapper's estate on behalf of his 2 children. The rapper did not leave behind a will.

Paramount Recording Group also filed a creditor's claim against Nipsey's estate back in May. They were seeking to be paid $32,000 they claimed was owed from a 2012 judgment.

The lawsuit was withdrawn shortly thereafter - an indication that the money was paid.

Photo by Allen Berezovsky/Getty Images

  • Ms..N

    Smh!! It should be a law once a person is deceased all debts are forgiven!! https://media0.giphy.com/media/mXuPwyxWaT6hPoPnfW/giphy.gif

  • Miss Lady

    RIP, but before you do, pay these bills. I feel like when a person dies, so should what they owe you.

  • Rita

    Agree.

  • Panther Charleston

    Welp. Amex w their green bandanas called...they want their ends.

  • Rita

    And I'm quite sure...he has more than 50,000 in his estate. "basically taking food out of his children's mouths."?! They gonna eat anyway and it won't be sardines and pork&beans.

  • Blaque Mahogany

    I mean...he owed it. Presumably, if he was alive jr would have paid it. That's why debt is important. If you pass, your dependents/family will need money to live off and money to pay your debts.

    Facts of life. ?????

  • Blak

    When someone passes away, their debts aren't written off; money is still due and it is the responsibility of the executor of the estate to pay off debts.

  • Jai

    Wow not even 6 months since he passed and they want to sue his estate for Bills a deceased man owed. This isn't some small business that needs their money to make ends meet but American Express a multiple BILLION dollar organization that generates hundreds of millions annually and they want 50k from the money his children and family have left. Wow! Even if he was worth 5 million they had how many years to collect but didn't for whatever reason. Don't wait until he's gone to get it now

  • CardiB’sAbs

    Damn. Your business gets thrown on front street even in death! This is why it’s important to have enough life insurance to cover your debts and to hand some wealth down to the family.

  • SaltineCrackers

    Lol Sandra you're being dramatic, they are not basically taking food out of his Children's mouths. This is all apart of the process that happens after someone dies.

    Whoever is taking care of his affairs/estate should have contacted America Express after his death and any other creditor to get an estimate of his debts, companies will give you time to pay especially if there is a delay or issue with an Executor being appointed.

    I've been an exutor for family, my main goal has always been to take care of things in a way that would not bring shame to the deceased.

  • SaltineCrackers

    It just means they were not contacted and or notified of his death. If things were done properly they would not have had to sue.

  • What???

    So if you loaned someone $50k and they die the next day, you wouldn’t file a lawsuit so you could have it seized from their account? My advise is to take whichever college or school degree you have and burn it. It’s officially a worthless document.

  • Jai

    After someone's passing once one creditor reports you as deceased it is shared with all credit bureaus within 45 days. I was once reported deceased by Bank of America it obviously wasnt true but by then it had already been report and my credit was locked by Transunion, Experian, Equifax. I had to start all over again with my credit nothing past 2015 shows on my credit report. They knew he was deceased.

  • KLove

    This isn't some small business that needs their money to make ends meet
    but American Express a multiple BILLION dollar organization that
    generates hundreds of millions annually and they want 50k from the money
    his children and family have left

    ____________________________________________________

    so because they are a multi-billion dollar company, that means they shouldnt get their coin if it is in fact owed to them??

  • SaltineCrackers

    People need to accept that his affairs were not in order. Even if he had no money as an artist he should have had a will naming his desired Executor and back up executor, period. It will cost his estate more money than it would have if he had put basic things in place.

  • SaltineCrackers

    Why do you assume he was reported deceased?...don't assume he was reported deceased right away, trust me it's not hard to forget or simply not do for different reasons.

  • sandi

    Well, well. Wrote months ago that creditors would be coming and the law allows them to sue the estate. They don't care how many mouths you had to feed. Somebody snidely commented that his friends/family were not worried about this because after all they had put up billboards after his death (I guess commerating (sp) his life/death) so these bills were no big deal because they could handle it. Probably wishing they still had that billboard money, because every creditor can and will be coming out of the woodwork. But he was rich-oh well, right.

  • SaltineCrackers

    Damn ????

  • KarmaBackAround

    Whats sad is this family has not had a single day to grieve this man.. he died and things have been in a whirl wind ever since! First the closing of stores in his strip mall, then the record label wants money, then the crips want rights to the name, now this!

  • KarmaBackAround

    Chiii with all this debt poppin up that family gotta go get jobs cause they getting wiped out little by little!

  • https://nylapoprush.com/home twitch.tv/NylaPop

    No. He took food out of his children's mouths when he racked up almost $50,000 in debt.

  • KarmaBackAround

    Its a credit card sweetie, im sure he had plans of squaring that away before his untimely death!

  • AmericanDream

    ....and this is the guy some of you said was loaded ?? It would be funny if it wasn't sad.

  • J’aime Sucer

    I know. I laughed when she started off by saying "in some culture your debts are forgiven". Girl please

  • Jai

    Because they're have policies and get funding for bad debts for this very type of situation is reason they shouldn't. This isnt a mom and pop shop. You think they can't write it off? Of course they can.

  • Jai

    1) He had other debts that have been written off because he's deceased.
    2)When a company files bad debt write off with credit bureaus the reason why it was written off is needed. No company just erased it and didnt say anything.

  • Soda

    If that was a rule then everyone would take their very old or terminally ill relatives/friends on shopping sprees using their credit cards. ??

  • bemetoo

    I agree people love to say so and so got money ? but as soon as so and so does the truth about how much money always comes out

  • http://thedevereauxshow.com Ms.Devereaux

    Dang they gone eat through them 2 million bucks he had smh

  • http://thedevereauxshow.com Ms.Devereaux

    Issa dirty game

  • SaltineCrackers

    You might be misunderstanding me or I wasn't clear. I'm not saying they don't know he's deceased now, I'm saying they were not contacted or either ignored by his estate, which is why they had to go the judgement route. Had they been contacted they would've worked something out with the estate. Creditors work with estates, especially when things are complicated.

  • KarmaBackAround

    Yep! Jus show we never stop payin bills even n death

  • Lame Ass LA

    Its even deeper than that i think....this is the same guys whose funeral was held at a gotdamn sports arena...whose funeral was attended by the upper echelon on black entertainers who combined have BILLIONS....whose funeral motorcade thru the hood consisted of Rolls Royce Cullinans and phantoms...and the estate cant cut a check for $32,000???? So who the fluck paid for his homegoin

  • Mr.LeBrickJames

    It would be nice to think he had a multi-million dollar life insurance policy in place to make sure his family would be taken care of. But I'm guessing he probably didn't.

  • Carrington

    Did he use the cards to purchase goods and services while he was alive?... then his estate needs to pay for those services in his death.
    Next.

  • Li-Wright

    Nothing wrong with wanting your money. ALL entertainers when they die leave behind creditors - Prince, Aretha, Glenn Campbell, name it....if I lend somebody money, I want my money too.

  • Li-Wright

    Most of these "po-ass" rappers don't have a million dollar life insurance. The record companies are the ones holding the insurance.

  • GrandHustleGirl1

    My eyes got big when I read this bc it is nothing but the truth

  • Rent em Spoons ?????????

    His clothing line is a cash cow now , they just need to get their shipping / logistics in order or have another company to over .A licensing Collab with Puma would rake in millions alone .

    R.I.P NIP !

  • And then there is that!

    The bigger question is did AMEX go straight to his estate or did they try to handle the matter through relatives first. I'm sure Blacc Sam doesn't know what he was buying on a personal level. This isn't a business loan, so you can't expect anyone to know what he was buying for personal use besides Lauren. But she isn't the wife so she has not rights nor obligations. Let's not assume that proper things are being set in place so his affairs can be squared away. He hasn't been gone a year yet. Give people time.

  • Branch Davidian

    This seems pretty standard to me. He hasn't been dead for that long and in the middle of squaring his affairs, I am pretty sure paying his AMEX bill wasn't on the top of their mind. They will get their money. Nothing really to see here...

  • IyanlaVanzantoftheInterWebs
  • Lame Ass LA

    I am pretty sure American Express has sent countless letters and bills to the address listed on file...there is no law that says that the estate must be the one who pays the bill...if i wanted to call American Express and use my debit to pay his bill i could, they would take the payment without giving me any information in return but a confirmation number...the fact that this man was surrounded by so many multi-multi millionaires astounds me that a petty $32000 debt would even make the news....im sorry, but if im a multi-millionaire on the snoop, TI, Diddy, Game level and my best friend or "brother" dies, i will just use my own personal funds to square away whatever debts he may have accrued if its just a few thousand to save his family the embarrassment of articles like this. These dudes have $100,000 watches and $500,000 cars for cryin out loud

  • Dowoop

    What does other people wealth have to do with his debt?

  • MMS69

    They came for actor Kristoff St. Johns estate for $33k

  • Dowoop

    This would still hit the news because he had no will. Whoever was the beneficiary of the life insurance if he had gotten one isnt obligated to use a penny of what is now their money to pay his debts when he has an estate.
    GET A DAMN WILL PPL. Everybody on this blog should have one after all this nonsense we have read here.

  • Lame Ass LA

    Was wondering how long it would take for someone to ask that question....when we all know the answer is "nothing." There is nothing that obligates any of those wealthy friends and relatives of his to relieve his debts...he is DEAD....he is gone...his pain is no more....but guess what, he was a public figure, he has children and they are still alive and they have to see articles like this on the news about their dad....as i said previously, if i were a multi-millionaire on the level of all his "friends" who encouraged us poor folks to buy his expensive clothing, i would personally relieve his debts as a favor to him for the sake of his children not having to go thru this shit. Anymore rebuttals?

  • Dowoop

    Hell No! If u die and you owe me and your estate has it, i want it. I got kids to feed too.

  • 11pink123

    Yall want so bad for Nipsey not to be that nigga.

    American Express is required to be paid monthly. And then when you stop paying theycan come for you after 4 months of not paying. Hes been gone for 4 months.

    so what that says to me is he oaid his bills up until he passed. Is if possible that because no one has yet to be fully awarded his estate, they have no idea all the ppl he may owe.

    whats funny is @sandra post when yhey file suit but she never post when his family pay it in full.

  • Dowoop

    How were his "high profile friends" supposed to know about his debt unless it hit the news? Was the creditor supposed to contact them?

  • 11pink123

    @sandra why do you post these lawsuits but never post when they are paid full?

    American Express is required to be paid montly and after 4 months of no payment they sue. hes been gone for 4 months. All that tells me is he paid his bills up until he passed.

    Do you think its possible his ppl may not know about every single bill he has?

    yall stay trying to toss salt on his name but none of it sticks.

  • Chhzz

    Bill is due. You can be in chemo barely paying your rent. Better have a plan as uncle Sam and your creditors don't give af.
    Money due Pay up.

  • Carrington

    But... according to all the people on this site who think that because someone is on television, they're rich... and because someone rents a space in a ghetto strip center that they're extremely good businessmen - he was filthy rich.

    Well, at least someone argued with ME that his brother was his business manager and that he took DAMN good care of his business affairs. There was no accounting for the fact that his business savvy a$$ed brother didn't have an insurance policy.

    And, I don't care what anyone says, fighting for custody o that daughter is related to the fact that she is his direct heir, not his mother, father, brother or, sister - his children and, since they ain't taking Lauren's baby - they can take that one and still control whatever residual dollars come through and live whatever life they were living based upon Nipsey's contribution. Keeping it in THEIR family.

  • 11pink123

    right. His own family prob dont know. Nipsey family be paying anything that pops up. this shyt will be cleared by Monday. If not we got him.

    yall gone understand one day it aint shyt yall can say to us about Nip.

    The nigga is loved. Get over it and stop hating!

  • Lame Ass LA

    It only hit the news becuz their letters to the mailing address listed went unanswered for MONTHS....name me one working adult who hasnt had a close relative die and have to sort thru all of their bills to call each respective utility company/bank/creditor to inform them of the death...lauren may not have officially been his wife on paper but as his partner and mother to his kids, it shouldve been her job to handle this mess before it hit the news...but when ur a "Hollywood type" and all u know is NOTHING, then shit like this happens. I tell u what, u wont be hearing about Kim Porters debts cuz Diddy is gonna make sure her business is squared away to avoid any headache on his kids. That is wut adults do. They had no issue scheduling a multi-media event funeral at a sports arena but when it comes to a $32,000 credit card debt, all of a sudden....crickets

  • 11pink123

    exactly!

  • 11pink123

    Thank you!

  • Skin Deep Beauty

    Welp... UMMM LET'S NOT GET PERSONAL WHEN IT COMES TO BUSINESS!!

  • Lame Ass LA

    Salt doesnt stick, it disolves...

  • ALLMINE?

    I heard Amex is ruthless when it comes to collecting ??????

  • http://batman-news.com Roderick2011

    Like someone said then he should have had a life insurance policy.

  • ALLMINE?

    Black folks

  • Calikush

    Lmao.....the whole end of your comment straight took me out! ? https://media0.giphy.com/media/12xDzaoAU7KTt9Q1Mc/giphy-downsized-medium.gif

  • devonia

    Thanks, 11pink123. I hope this helps others to understand how AMEX operates. Nipsey was on top of his finances. There is no way he would have not been. It was in him to succeed and be an example for all. Nip was THAT GUY. Peace and Blessings

  • 11pink123

    im pretty sure Nipsey mail go to a PO Box, not his home. And the post office aint giving out nothing without a court order. so scratch that concept.

    I dont belive they know, and if they do, it dont change a thing. Whats your crefit score? and whats in your bank?

    Thats all you need to worry about

  • B.Loveitt

    That's how AMEX works. They act that way because they do cater to client not merchants and for that they want their $. That's why they aren't accepted everywhere. It's not just because they're expensive it's because they'll reverse a charge on a merchant in a second. I thank them for that. Oh and they'll reduce your credit limit on yo ass in a second too!

  • MsPam

    So everyone thought this dude was a genius about his money/business. People says he had millions of dollars but like the rest of the knee grows died owing money to Amex. With Amex you have to pay the full amount every month.

  • Honeylove123

    Just an FYI All Amex cards are not due in full at end of each month. Depends on the type of card he had. This could just be his credit card balance, which for a celeb 50k is not that much. I agree, I’m not sure why folks try to highlight perceived negative headlines pertaining to this man. This is more basic business that transpires with an “estate” after a death. Nothing to see here...

  • Renee26

    All the product sales they made after his death can cover the bill

  • Renee26

    He probably had a black card like most celebs... They don't typically carry cash. This is the age of plastic

  • China doll

    Yes he was!! Phuck these people

  • 11pink123

    Im talking about the Amex cards that matter. The ones that keep your score high. The ones that rich ppl use.

    The cards that allow you to have a balance are for ppl who dont qualify for the real ones.

    Im sure Nipsey aint have no build a credit amex card. I dont even have that one. So I know he dont.

  • T865!

    I’m pretty sure when you die unexpected, your $250 limit capital one card will be maxed out.. stop the hate idiot?

  • T Willis

    Lol run me my coins, hello?! ?

  • Lame Ass LA

    How old are you child? What secretive offsite po box address do u think Nipsey Hussle supplied American Express? A po box so secretive, that it hasnt been checked in MONTHS by anyone...a po box that ITSELF has to be paid for so who was paying his po box bill while all this mail accumulated....u do know that affluent people do have mailboxes right? I realize u worship Nipsey, in the same kind of extreme fandom that people worship Trump, but just like Trump was a terrible business man who didnt pay many of his bills, so was ur god Nipsey. I admire his intentions, but the man shouldve practiced what he preached...cuz now his family have to endure bullshit like this

  • T Willis

    Unless Nipseys estate has plans to rebrand or generate some income, that $2 milli gonna go mighty quick ?...
    word of advice, Lauren, don’t ask 50 for a loan ?

  • Lame Ass LA

    Most celebs DO NOT have a blackcard! Ugh.....sum of u ppl ??

  • 11pink123

    im sure you know more about it since you stay tossing it.

  • Lame Ass LA

    U insult the original posters financial position....but the original poster WAS NOT goin around preaching business affairs like mr hussle....so dont tell us what we must own and do and u havent done ANY of it!

  • KarmaBackAround

    It looks like that big ass funeral got paid with that!

  • Lame Ass LA

    I only toss salads...and ive worked with many of these black celebs in LA....they dont give a fuck about u....and those are FACTS!! But like most ppl, u are easily manipulated onto believing an image put before u....like Tupac being a hardened gangster ?....or Drake being hard ?...both are trained actors. Just becuz Nipsey gave his ex-felon friends sum job's at his store DOES NOT mean he is the second coming of the black messiah. But u keep believing what u wanna believe....ur a fan...so we need stupid ppl like u to pay our bills

  • 11pink123

    Im not reading all that shyt. I dont care about your life back to Nipsey.

  • Applebum

    Jay-z is a dirty dirty man. Sooner or later, what’s done in the dark always will be exposed...

  • Coy little wink

    I'm thinking this is a formality and the estate will pay his bills once it settles

  • Honeylove123

    Yeah ok. I was just making you aware. I actually have two Amex cards one gold and one everyday card. Also, carrying a small balance and utilization rate are things that keep your credit score high. Not whether you have a black card that you pay off each month. I work in the financial industry.

  • Lame Ass LA

    Whats the tea?

  • Lame Ass LA

    My LA life involves celebrities that u love and worship so much...so if a "fan" like u dont care about my life, guess how much i care about ur bum ass. Ive even slept wit a few of em ??.....?

  • T865!

    ??? your $250 first advantage card too??

  • Leigh Burton

    Hussle's children will still be rich because Lauren London is rich!

  • Lame Ass LA

    I pay cash for everything baby....and im a working SAG commercial actor in LA....unless u know what its like to open ur mailbox and pull out $30,000 in residual checks from two hours of work on a fast-food commercial...or live im Encino where i go to equinox and am spotting A-list celebs on the bench, please dont think ur bumass is hurting my feelings ?

  • Marlika

    What happened to the custody agreement that his ugly sister was fighting his daughter moms for??

    I’m sure the kids have money that’s put up in the trust. I’m sure Lauren will make sure his daughter has everything.

  • pure_rachet

    My Amex doesn’t need to be paid in full each month. But I don’t have a 50k credit limit either

  • morenYAHdelsur

    Even folks with cash need good credit ?????

  • 11pink123

    yeah girl I ain't messing with no gold amex card. Im talking about the real shyt.

  • Honeylove123

    Lol. Well my Amex Gold works just fine. I don’t have a credit limit and I’m a regular person not a celebrity. So...lol

  • Lame Ass LA

    Yet here i am, living proof, that one doesnt NEED credit...if i want to purchase an item that costs $5,000 and i have $100k cash in the bank....GUESS WHAT, i can purchase it with CASH....still with me....now, if i want to purchase an item that costs $5000 and i only have $500 in the bank, NOW is where having credit comes in handy...credit is a debt for those who dont want to use cash or dont have enough cash to purchase their desired items

  • Coco17

    Not all Amex cards have to be paid at the end of the month.

  • 11pink123

    I dont need you to tell me about Nip. I know who he is.

  • Coco17

    Lmao

  • Coco17

    You cant school these fools chile. Nobody ever wants to admit when they are wrong or making assumptions. Smh

  • Renee26

    I don't see why not, even regular people who make six figures can get a black card, so why wouldn't a millionaire? Regardless green Amex or black Amex is all credit card use

  • Gamer?? Chick

    LOL

  • morenYAHdelsur

    What about a car or mortgage?

    Cash is great! But credit gets you places too LOL.

  • MsPam

    I said what I said, My Amex gets PAID OFF EVERY MONTH. ?

  • Honeylove123

    Lol..you see it! Chile...My people perish for a lack of knowledge. Smh

  • Coco17

    They think they know it all. Pure ignorance. And don't even know it..smh thats the sad thing about it.

  • Tina

    Doubt she's rich, she was never an A list actress.

  • IyanlaVanzantoftheInterWebs

    The Green, Platinum and Black cards do! The ORIGINAL American Express cards are pay in FULL every month!

  • 11pink123

    Thank You cause I was over it.

  • 11pink123

    school what shes wrong. Everybody know Nip aint got no Amex Gold, it aint even worth talking about. His balance owed is 50k. So that is common sense.

    If she was legit in finacing like she claims, she would know Credit Bureaus do not know or care how much you use a card. They only know what the balance and the available credit line is on the last day of each month. As long as you keep your balance at 0 or under 10% by the last day of the month, you will get a higher score. The only ppl that care how much you use your card is the company who issued it and they will close it out or lower your line if you dont use it enough. so thats where the dumb theory comes in at keeping a low balance, instead of a 0 balance. The balance could be 0 and the credit score gone be the same as long as its under 10%. I just aint feel like typing this shyt.

    im just tired of going back and fourth with her, when she told me she has gold. shyt stupid. thats like saying I got a prepaid card

  • 11pink123

    you sound like a groupie that stalk real celebs. aint nothing you said, something you should be bragging about.

  • 11pink123

    Thats not true. Rich ppl stash cash, and only use credit, cause credit cant be seized to pay debt like a bank account can.

  • speakinmymind

    ??I call bullshit and don't even need to know what tea (non-factual gossip/rumor/innuendo) you supposedly allegedly have heard or read somewhere.

  • speakinmymind

    Ain't no damn tea.

  • speakinmymind

    U got jokes!! ???

  • KcoolMuziq

    She will be now....

  • 11pink123

    but we talking about Nip, not you.

  • speakinmymind

    So we know Harley = Samantha so you must be Lauren. Heh girl, heh! ????

  • speakinmymind

    Bye Lauren! ??

  • 11pink123

    what are you talking about? The credit buearus do not know how much you use your card. They know the ending balance and credit line on the last day of each month and yoir payment history. Thats it. everything in between is null and void to them. We can eaisly make this factual if you choose. im trying to spare you the embarassment.

  • speakinmymind

    His friends don't owe it to him or anyone else to pay his debts. You sound hideous! https://media3.giphy.com/media/i1JSXl0MfeRd6/giphy-downsized-medium.gif

  • speakinmymind

    "I'm sure he had plans..." ?????

    Yall are hilarious! Not an ounce of facts and spouting this shyt like yall was his personal banker! ???

  • 11pink123

    https://www.google.com/amp/s/www.foxbusiness.com/features/keeping-a-card-balance-to-boost-credit-score-is-dumb-advice.amp now if you want to keep going I will go do a credit simulator from the actual bureaus

  • Logan Roberts

    This is routine, nothing to see here.

  • speakinmymind

    @Calikush
    ???????

  • Psychic Lulu

    Yup

  • 11pink123

    i think LL dont have enough time on her hands to be on here arguing with you hatin azz ppl. But I do

  • 11pink123

    PO boxes are not paid monthly they are paid 3,6 12 months or even 3 years in advance

  • 11pink123

    bet you the debt get paid, just like the last one did. But you aint got shyt to say about that one huh?

  • Honeylove123

    What are u talking about? I think you lack comprehension skills. I never said anything about a credit card company tracking your usage throughout the month? They only see the snapshot of your card balance vs available credit every 30 days this utilization rate is key to high score. Newsflash...I’m sure you have heard all the hip hop hype about some black Amex card but most wealthy folks would never want a stupid gimicky black card that requires thousands of dollars in membership fees annually just for the privilege of status as a black card member. That’s a “new money” thing to obsess about. Wealthy folks like rewards cards that give a ton of cash back when you use them. Make money while using your own money not paying out fees for no damn reason. If my gold card wasn’t grandfathered in at a $95 Member fee I wouldn’t have that but it pays for itself in airline ticket upgrades/baggages waived etc. so it’s worth it. I only originally responded to your message to make you aware that Amex has multiple cards. Some are charge cards and some are credit cards. They have different designations on your credit report. I agreed with your initial point about neg press about nipsey? And why in the world would I lie to you about my profession? Lol

  • Honeylove123

    What are u talking about? I think you lack comprehension skills. I never said anything about a credit card company tracking your usage throughout the month? They only see the snapshot of your card balance vs available credit every 30 days this utilization rate is key to high score. Newsflash...I’m sure you have heard all the hip hop hype about some black Amex card but most wealthy folks would never want a stupid gimicky black card that requires thousands of dollars in membership fees annually just for the privilege of status as a black card member. That’s a “new money” thing to obsess about. Wealthy folks like rewards cards that give a ton of cash back when you use them. Make money while using your own money not paying out fees for no damn reason. If my gold card wasn’t grandfathered in at a $95 Member fee I wouldn’t have that but it pays for itself in airline ticket upgrades/baggages waived etc. so it’s worth it. I only originally responded to your message to make you aware that Amex has multiple cards. Some are charge cards and some are credit cards. They have different designations on your credit report. I agreed with your initial point about neg press about nipsey? And why in the world would I lie to you about my profession? Lol

  • ALLMINE?

    Nipsey was lucky to be associated with jay z when he was alive.. that's all I know.. name one nationwide hit that man had? Everybody always blaming jay z for shit..

  • ALLMINE?

    Nawww.. he could've had amex loans. Revolving lines of credit.. credit cards lol

  • ALLMINE?

    There are limits gold cards.. theres a spending power calculator on the amex app.

  • ALLMINE?

    The amex revolving credit cards are actually harder to get than the gold card.

  • 11pink123

    oh now you back tracking. lol

    this is what you said

    "Also, carrying a small balance and utilization rate are things that keep your credit score high. Not whether you have a black card that you pay off each month."

  • ALLMINE?

    Tell em.. ??

  • ALLMINE?

    Bro amex Also gives lines of credit..personal loans revolving credit cards.. etc. Its not just charge cards

  • Honeylove123

    And the reason I discussed the different card products that Amex offers was to debunk the myth that just bc he carried a balance on his Amex card that that somehow insinuates that he was fiscally irresponsible.

  • Honeylove123

    What? How is that back tracking? Lol

  • ALLMINE?

    Same shit I was thinking.

  • ALLMINE?

    Wow. U right

  • ALLMINE?

    Life of a rapper/celebrity

  • ALLMINE?

    Exactly ?????. Say it again please

  • ALLMINE?

    Write my debts off then.. we're in the land of capitalism sis. Its 2019. Get with it. Life ain't fair

  • ALLMINE?

    ????? I can't lol

  • ALLMINE?

    Yoooooo lol

  • 11pink123

    girl im done. I dont know what kind of Amex card you got, but i got to pay my shyt down evey month to a 0 balance and I aint got not black card. And I can assure you Nip had to do the same. so lets end this silly convo

  • ALLMINE?

    Hahaha..sheiiitttt.. ??

  • Honeylove123

    True. What I mean is no preset limit but everyone has purchasing power limits based on income.

  • 11pink123
  • ALLMINE?

    I don't think it's based on income either.. I read that its based on how much u spend monthly etc... I barely use mine now and my limit is probably 50$..?? that card is a stressor.. I used the blue cash now.. my nerves are a lil better

  • Honeylove123

    So...now we are scouring the net trying to find random financial advice to counter what I said? Yeah..ok...the article is one financial persons advice. The finance world offers multiple strategies to boost/ maintain credit scores. So take their advice. I know what has worked for me and my clients..tried and true. I’ll stick to the less than 10% utilization rate all day. Good luck.

  • 11pink123

    charge cards do, credit cards dont. Nip aint have no credit card, he has a charge card There is a difference

  • 11pink123

    than you have a credit card not a real amex charge card.

  • 11pink123

    you're talking about a credit card and im talking about a real Amex charge card. They aint the same thing. Rich ppl have amex charge cards not credit cards.

  • Honeylove123

    Lol. I feel ya. I don’t use mine much now either but I’ve had it for 15+ years. The no preset limit thing is based ability to repay and what happens if you are making a purchase that’s kind of out of the norm for you then you can call and let them know your about to spend a certain amount. At least that’s how minds works.

  • 11pink123

    I dont even know anything about the Gold Credit card. I have a Charge Card and it aint the same. I can spend what i want, up to 10k a day, but i gotta pay it off in 30 days or they taking my shyt. The times i was late, they threatened to take it or bump me down to some bootleg shyt, which sounds like what yall talking about.

  • Honeylove123

    No babe I was talking about both. My everyday card is a credit card and my gold is a charge card. I think u just misunderstood my point. It’s all good.

  • ALLMINE?

    I'm not sure what bootleg card I have but ok.. hmmmm. I have the gold plated gold card from American Express.. I know they have a delta charge card and a black card but I dunno bro.

  • MythCalledLove

    Everybody comes for money they are owed. They are smart to sit back and see where the money is. Better check with the IRS their calculators been out having a field day.

  • MythCalledLove

    Unless you hv a black card,or corporate card.

  • 11pink123

    credit cards are not harder to get than a charge card. You can get a credit based on your credit. you have to make a certain amount of money and prove it to get a charge card.

  • MythCalledLove

    Thats why I never wanted one.."Whats in your wallet?.. I roll with Capital One ..lol

  • ALLMINE?

    That's not what I have read about American Express and I have a revolving card and charge. I got mine at 25. Definitely didn't have a problem getting it.

  • 11pink123

    Hehe??? okay.

  • ALLMINE?

    Yea. Chase freedom is cool. Good customer service too..

  • dontgetblocked

    Companies and the IRS will come for their money. When I was younger, I had a tax return snatched for student loans and I had a brief garnishment. It will never happen again especially the garnishment. They took 25% of my paycheck for three pay periods. I couldn't imagine what I would have done had I owed them more money. Pay your bills or make payment arrangements.

  • 11pink123

    so if you have a charge card, they sent out an email out to everyone with a charge card about disputes, what did it say?

  • Stationarity

    I am not sure if you have ever seen a scorecard formula before but some credit cards and consumer loans DO look at how often you use your card or if the card has been used in so many months. The credit bureaus have created approximately 2500 attributes from credit reports and information they collect from companies. They know wayyyy more than what you mentioned. They report ALL types of metrics. Consumer loans (including credit cards) take those attributes to predict if an applicant is going to default and some of the final scorecards (custom credit score) do have usage on them. For example, if the credit card was used within the last six months is an attribute that is used because I have SEEN it in the formula.

    It’s also not the last day of each month that they check utilization, it’s whatever the companies reporting date is to the bureaus. If a due date is the 15th and the reporting date is the 6th, and the customer doesn’t pay their bill until the 14th. There utilization will always be high.

  • BRUADARACHLIFE

    Ya know he got an award right after nip. Prolly was a sacrifice of jays

  • BRUADARACHLIFE

    Credit is king

  • speakinmymind

    Where do yall get this shyt from??

  • currvalicious

    Facts.

  • 2gr8ful

    Amex is about business and getting their coins. From what I heard their annual fees are ridiculous. I still don’t understand why he did not have a will....I don’t care how young you are, once kids and businesses evolve in your life, you should have a will.

  • currvalicious

    Lmao!!!

  • 11pink123

    I have. and you said alot to say nothing at all.

    All lcompanies report what took place on the 30 day of each month, because thats what the bureau reports. So what you sayiing is irrelevant. So if youre bill is due on the 15th and you pay it late on the 30th by midnight, its going down as paid on time, all though you really paid it late according to the company.

    I dont care what the company says bureaus only report what takes place monthy

    the only ppl that do extra stuff is Mortgage companies. They will put an alert on your credit with the bureau to see if you tried to apply for more financing, which you can put an alert on your own credit.

  • http://thedevereauxshow.com Ms.Devereaux

    Question do you know if they can touch the life insurance money because I heard he had a 2 million dollar life insurance policy that was to go the daughter.

  • http://thedevereauxshow.com Ms.Devereaux

    ??

  • http://thedevereauxshow.com Ms.Devereaux

    Folks better calm down with the conspiracy theories I just read an article where the FBI are now considering conspiracy theorist domestic terrorist https://apple.news/AHMdKhF5ZQduGZsu0Mn3eSw

  • http://thedevereauxshow.com Ms.Devereaux

    They done let that lady steal our information for damn near 10 years

  • http://thedevereauxshow.com Ms.Devereaux

    Sho will get to spending too much or too little or playing with that payment hell I saw cases where they closed the account ? said bish we thought you were worthy but the lie detector determined that was a lie. Or will ask you for you financial statements they don’t playing

  • 11pink123

    have and you said alot to say nothing at all.

    Name a credit card company that dont end they reporting day at the end of month.

    Ill be waiting

  • 11pink123

    I have and you said alot to say nothing at all.

    Name a credit card company that dont end they reporting day at the end of month.

    Ill be waiting

  • http://thedevereauxshow.com Ms.Devereaux

    These folks talking about the everyday blue cash am ex it’s still a fairly new product but they introduced it to offer something to the everyday folks

  • 11pink123

    I have. You said alot to say nothing. what does that have to do with what we are talking about?

    1. She said you need to leave a small balance on a card and Im saying you dont.

    2. She is saying not all amex cards makes you pay the full balance every month, and shes right.

    So the question is what kind of card did Nip have?

    all that shyt you talking is irrelevant.

    Now I know what kind he had the problem is yall dont.

  • http://thedevereauxshow.com Ms.Devereaux

    ?????? y’all petty as hell today

  • http://thedevereauxshow.com Ms.Devereaux

    Now you summed it all up

  • 11pink123

    I have. You said alot to say nothing. what does that have to do with what we are talking about?

    1. She said you need to leave a small balance on a card and Im saying you dont.

    2. She is saying not all amex cards makes you pay the full balance every month, and shes right.

    So the question is what kind of card did Nip have?

    all that shyt you talking is irrelevant.

    I know what kind he had the problem is yall dont.

  • Miss Lady

    First off, I will not be loaning anyone 50k. I learned my lesson when I loaned a friend $600. I didn't get it back as promised and chalked up to a loss. I learned my lesson from that point on. My grandmother told me never to loan more than you can afford to lose. Now ask me for 25 cent and I will say I don't have it while you watch me buy some $400 headphones.

  • BRUADARACHLIFE

    That's for antigovernment rhetoric Nobody give a damn bout miggas getting shot???. Nip was cool with the gangs and one of his own got his ass. And facts jayz got an award date after that. Facts

  • 11pink123

    When did Nipsey claim to be worth more than what has been reported?

    * Dedication, released 2018- "Couple mil, tour the world, dogg my life crackin"

    * Racks in the Middle, released feb 2019- "I been fightin' battles up a steep hill, They gave my road dog twelve, it was a sweet deal And I been ridin' solo tryna rebuild"

    Nipsey has kept it 100 about who he was from day 1. He is loved because he let us witness his struggle and we are sad because as soon as he climbed out the hole, he was taken.

    The last lawsuit y'all posted his family paid off within 3days.

    American Express policy is to go after the estate if no one applies to take over the account. They dont take payments from ppl just because they want to pay the bill. https://www.americanexpress.com/us/deceased-cardmembers/taking-over-accounts.html

    His brother has not yet been awarded to be the admin of his estate.

    And this was not an accumulative of bills, this was 1 bill that he was unable to pay because he was taken.

    And just so you dont have to worry, his family, friends and fans are well taken care of. This bill will be paid.

  • Evillene

    No, it goes to the beneficiary. Life insurance proceeds are not property of the estate.

  • 11pink123

    When did Nipsey claim to be worth more than what has been reported?

    *****Dedication, released 2018- "Couple mil, tour the world, dogg my life crackin"

    ***** Racks in the Middle, released feb 2019- "I been fightin' battles up a steep hill, They gave my road dog twelve, it was a sweet deal And I been ridin' solo tryna rebuild"

    Nipsey has always been honest about who he was. He is loved. He let us witness his struggle and as soon as he climbed out the hole, he was taken.

    The last lawsuit y'all posted was cleared immediately.

    American Express policy is to go after the estate if no one applies to take over the account. They dont take payments from ppl just because they want to pay the bill. https://www.americanexpress...

    His brother has not yet been awarded to be the admin of his estate.

    And this was not an accumulative of bills, this was 1 bill for 1 month, that he was unable to pay because he was taken.

    His family, friends and fans are straight. The bill will be paid.

  • 11pink123
  • 11pink123

    Nipsey wasn't trying to be a Nation wide Nigga. Nipsey was trying to repair his tribe.

    Nipsey did not have a large quantity of support, be had a large quality of support.

    The fact that the leading niggaz in the industry from the East, South and West supported prior to his passing should tell you something.

    Before he passed he had the support of Jay Z, Paposse, TI, Rick Ross, 50 Cent, Diddy, Z-Ro, Fabulous, Snoop, DJ Quik, Drake, Meek Mill, YG and many others should tell you he was more important to ppl than what you keep trying your best to take away from him, you hatin jealous azz, lame nigga. Get your own legacy and stop trying to steal his.

  • 11pink123

    Thank You, you are right. The only problem here is nobody is over his estate yet.

  • Stationarity

    I don’t really care about Nipsey and knowing what type of card he has so you are right. I was addressing the misinformation about credit bureaus in your post.

    1. Companies don’t report at the end of the month. They have different reporting dates that does not necessarily match up with the due date. Check your Credit Karma and you can see the reporting dates.

    2. Credit Bureas report the current information they have. They don’t report from the last day of the previous month.

    3. All consumer credit (credit cards, unsecured loans, auto loans, HELOC, HELOAN) uses more complicated attributes derived from your credit report or “extra stuff” than just mortgage.

    4. Paying less than 30 days late does not have an impact on your score. The companies report to the bureas when you are 30+DPD (more than 30 days past due) They don’t report when you are less than 30 days past due. The example you gave doesn’t impact the score cause it just doesn’t impact the score not because of some end of the month reporting date

    So yes...you know what type of card Nipsey has and we don’t. I see that’s what is important to you but you are very misinformed about credit, credit reporting, and the intricate details about what companies look for when originating credit. But hey...people don’t know, what they don’t know.

    I

  • ALLMINE?

    I'm not jealous of nipsey hussle.. he was barely known bro.. relax

  • the guest

    Thank you for this. Blessings your way.

  • the guest

    Her parents are. Why do people insist on pretending Lauren is hood light skin Cali girl when she is a privileged come from money biracial Cali girl who became infatuated with hood culture. A lot of the rich biracial Cali girls do that. Her access to Hollywood was paved by her being an exceptionally pretty biracial and born rich chic.

    That’s why Nipsey’s star struck phony social climbing sister sweats Lauren because she wouid never even know or rub elbows with Lauren if it were not for Nipsey’s rise to fame.

    His sister is on the same hood level and cut from the same hood cloth and comes from the same hood hood as Nipsey’s daughter’s mother but she threw her first baby mama sister in law under the bus because she wants to delude herself that both those children were born to Lauren.

    Lauren was a baby mama too and has no rights to his estate.

  • the guest

    No she won’t, and I like Lauren London as an actress.

  • KcoolMuziq

    The notoriety that the late Nipsey has given her has EVERYONE watching her now. Including Hollywood.

  • KarmaBackAround

    Ok..if u get approved on your little credit for say 1000 bucks today.. you have something come up next week n have to max ur credit card.. 2 days later u die unfortunately in a car accident leavin a 1000 debt.. is it ok to assume you were a negligent individual? Or give yo ass the benefit of the doubt n say im sure u had plans of takin care of that! Yall so easy to judge mfs its sad!

  • 11pink123

    ???

  • 11pink123

    No. You are barely known.

    He's known, but to real niggaz, not lames.

    And thats intentional! Hes always intended to be Busta, Lame and Succa Proof. In case you dont know, you fit all 3.

    "Pop at you lames 'cause I'm succa proof
    Don't play no games, boy I'm busta proof"

    ??so get out if here.

  • 11pink123

    You are barely known!

    Nipsey wasn't doing anything for numbers, like Jay Z was. Nipsey only wanted genuineness around him, including fans. Not lames.

    It was intentional! Hes always intended to be Busta, Lame and Succa Proof. In case you dont know, you fit all 3.

    "Pop at you lames 'cause I'm succa proof
    Don't play no games, boy I'm busta proof
    Look, I don't fuck what you niggas done
    I don't give a fuck where you niggas from
    For you and your mouth go and get a gun"

    Only lames waste time talking about ppl, they claim not to know or care about.

  • ALLMINE?

    Ok

  • http://thedevereauxshow.com Ms.Devereaux

    Oh ok cuz that was the two million I was talking about so they can’t touch that so I guess they going after album sales and sales from that store

  • Karen Brady

    lol. right!

  • DeJeri

    The OP has no idea what she is talking about. My father passed away recently and there is only so much you can do without a court order. We're in the process of appointing myself as an administrator so that I can resolve his estate. If Nip had bills going to a P.O. box, if you don't have a key, and you're not listed on the account, you can't just go open it. They can pay his bills and notify different companies of his death, but there are specific rules regarding the transference of property, and debt settlement that have to be followed by probate court. His situation is complicated because the heirs to his estate, from which all of his debts should be paid, are minors.

  • http://sandrarose.com SandraRose

    I have an American Express Platinum card. The balance is not required to be paid in full every month.

  • http://sandrarose.com SandraRose

    In the olden days companies routinely forgave debts if the person was deceased.

  • SaltineCrackers

    There is no more resting in peace. On a positive note paying the debt will lower the estate's tax burden.

  • Lorenzo Chaps

    Now he's broke, huh? Nope, American Express sues any and everybody. Here's to all those reports claiming Marathon had over 2M orders in a matter of days. That's more than enough so pay his debts.

    Sandra, it's not that your debts aren't forgiven in the US. Most creditors let it go if there's nothing to go after. Nipsey was a T list celeb, but a celeb no less. Pay those creditors, Black Sam, Lauren, or whoever the administrator is.

  • Lorenzo Chaps

    Yep. Lauren grew up in Pacific Palisades. Old money out there, plus she's part Jewish.

  • ChinaRain Diamond

    Let his family get his business in order!

  • Chocolate

    Amex isn’t taking food out of his kid’s mouths ...
    Nipsey (RIP) did if he died not having his assets and liabilities in order.
    As will all these other clowns “fixing” their credit and running up all these bills, buying liabilities instead of income producing assets...leaving nothing for all their kids except a bunch of tacky clothes, bags, and cars they can’t afford to put premium in when the cards max out.
    lol don’t get me started

  • 11pink123

    2010- mark 5:56

    https://m.youtube.com/watch?v=Glny4jSciVI

    As you can see Nip the only one up there, that aint have a hit. But somebody on that set called him at the last minute and told him to come get in the "we are the world" song with all them A List famous ppl. So stop thinking they dug his fame out of a whole just because he died. They knew who he was in 2010. You just did not.

    He was a very popular person with or without music. I knew of him before I knew his music.

  • 11pink123

    2010- mark 5:56

    https://m.youtube.com/watch...

    As you can see Nip the only one up there, that aint have a hit. But somebody on that set called him at the last minute and told him to come get in the "we are the world" song with all them A List famous ppl. So stop thinking they dug his fame out of a hole just because he died. They knew who he was in 2010. You just did not.

    He was a very popular person with or without music. I knew of him before I knew his music.

  • 11pink123

    this is for those who keep trying to act like Nip got famous after he passed.

    2010-We Are The World Remake 5:56, called in at the last minute to be in. Everybody in that song is A-List. They knew what he meant to LA then.

    https://m.youtube.com/watch?v=Glny4jSciVI

    and first BET performance, ppl loving when he came out.

    https://www.instagram.com/p/Bv9VOGll7AE/?igshid=qd3et7dk29h

  • ALLMINE?

    What? Im not reading that bro

  • 11pink123

    im sure you did, you hate him to much not to read it. And come with your own lingo. Dont bite off me.

    Are you ol boy he slapped?

  • ALLMINE?

    What?

  • ?Patty Kakes?

    That was the worst remake i have ever heard lol

  • B.Loveitt

    Hell yeah...

  • B.Loveitt

    I'm like but I paid my bill on time. Amex was like "Yeah bytch but you buy too much shyt too. A reassessment of your credit to debt ratio shows you need to slow TF down so we're helping you out. Thanks for your payment and being a valued customer. Bye- Bye???